OFWs are often beset with problems that have nothing to do with their jobs overseas. One of them is creditcard debt.
In rich countries, getting a credit card is easy. Our kababayan there are almost pushed to avail of the plastic money cards.
Some overseas Filipino workers carry not just one or two cards but five or six, or as many as they can.
But some kabayan apparently don’t know how to handle finances wisely. They buy too much on credit, forgetting that they are going to have to pay for the debts eventually.
Many OFWs fall into a mindset that if you have credit card you actually have cash. Far from the truth, this kind of thinking have brought more pain and they end up wallowing in debt.
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